A Comprehensive Product Portfolio

We market a solid portfolio of competitive health and life insurance products for seniors. Most importantly, we understand that our representatives need to be equipped with competitive, valuable, and reliable products and services. We are committed to providing a product portfolio that keeps pace with new legislation, market trends, and consumer demand.

Medicare Supplement Plans

  • Competitively priced
  • Electronic applications
  • Electronic claims
  • Discount prescription drug card
  • Part D

Whole Life Insurance

  • Level Whole Life and Graded Death Benefit Plans
  • Single Premium Plans

Universal and Term Life Insurance

  • Expense incurred, pool-of-funds structure
  • Fixed and Indexed Universal Life
  • Competitive Target Premiums
  • Term options from 1 to 30 years

Comprehensive Long-Term Care

  • Expense incurred, pool-of-funds structure
  • Premium rate guarantee
  • Care by family members
  • Cash alternative


  • 7.5% and 5% Bonus Index Plans
  • Indexed Annuities - no caps and participation levels
  • Highly competitive payouts on Single Premium Immediate Annuities